HandCash (FinTech)

PROJECT OVERVIEW

• Products: HandCash Wallet, HandCash Marketplace & Connect SDK

• Company Name: HandCash

• Industry: Metaverse, Gaming, FinTech

• Wallet website: https://handcash.io/

• HandCash Connect website: https://handcash.io/developers/connect

• Marketplace website: https://market.handcash.io/

• Geographic Reach: Global

• BSV Integration Start Date: 2018

BUSINESS CHALLENGE

HandCash aimed to bring true cash-like functionality to the internet, particularly in digital ecosystems like gaming. Traditional payment systems—both fiat and crypto—suffer from high fees, poor scalability, complex developer integration, and significant user friction. In gaming, these issues are magnified, as developers often have to build separate payment infrastructures and manage user balances manually. This resulted in fragmented experiences and limited monetization opportunities for smaller developers.

WHY BSV?

The BSV blockchain offers features ideal for HandCash's vision:

• High throughput: Capable of processing 5,000 transactions per second, with theoretical scalability far beyond.

• Low fees: Payments cost as little as $0.0002.

• Instant settlement: Transactions confirm in under a second.

• Stable protocol: Ensures long-term reliability for smart contracts and infrastructure.

• True peer-to-peer capabilities: Aligns with HandCash’s philosophy of enabling internet-native cash experiences.

Compared to other blockchains, BSV provides better scalability, fee structure, and protocol consistency, which are critical for building seamless user and developer experiences.

SOLUTION ARCHITECTURE

HandCash created an integrated ecosystem combining a user wallet, a developer SDK (HandCash Connect), and a marketplace:

• Wallet: Allows users to make instant, low-fee payments and interact with apps, games, and marketplaces.

• Connect SDK: Enables developers to embed frictionless payments directly into apps and games.

• Payment Links: Lightweight alternative for casual transactions without requiring wallet connections.

• Tokenization: Uses 1Sat ordinals for creating and managing NFTs and tradable in-game items.

• Marketplace: Centralized platform for trading digital assets and game items.

HandCash also introduced HandCash ID—a universal identity and wallet management system that lets players own balances and game items across platforms.

IMPLEMENTATION PROCESS

• Initial Phase (2018–2020): Development of wallet innovations like user handles, keyless wallets, and real-time settlement.

• Platform Build (2021–2022): Launch of Connect SDK, expansion of developer tools, and app gallery.

• Gaming Marketplace Rollout (2023–Present): Shift from wallet to full-fledged gaming marketplace, with integrated item trading and stablecoin payments.

• Stablecoin Integration (2023–2024): Partnership with Tokenized to offer USD-based micropayments.

HandCash provides clear documentation and minimal blockchain jargon, making onboarding for developers and users simple and intuitive.

OUTCOMES & BUSINESS IMPACT

• Cost efficiency: Enabled minting 1 million NFTs for just $3–$10.

• High user engagement: Games like Champions TCG sold 250,000+ digital cards within 12 hours.

• Improved monetization: Developers earn a cut of every user-to-user transaction.

• Seamless user experience: Payments in apps and games happen instantly and without friction.

• New business models: Peer-to-peer payments, secondhand item markets, micro-pay-per-action models, and real-time influencer rewards.

CHALLENGES & MITIGATIONS

• User onboarding complexity: Solved with keyless wallets and social handles.

• Fraud and security risks: Addressed through app verification, spending limits, and user authorization protocols.

• Crypto skepticism in gaming: Mitigated with stablecoin support and intuitive UX that hides blockchain complexity.

FUTURE VISION

HandCash aims to:

• Become the universal login and payment system for gamers through HandCash ID.

• Expand its marketplace and developer ecosystem.

• Further develop secondhand digital item markets and cross-game item portability.

• Support Visa on-ramps and new stablecoin integrations.

TESTIMONIAL. HIGHLIGHTS

"We finally have real cash for the internet." – HandCash Co-founder & CTO Rafa Jiménez Seibane

“Even after years of working with my team, I’m still amazed by how good these payments are.” – Alex Agut, CEO, HandCash

“If you can make this work with dollars, we’re in.” – HandCash client feedback

“Turning your game into a next-level game economy is simple.” – HandCash Developer Outreach