MyBanka
PROJECT OVERVIEW
Product: MyBanka, a web3 wallet that integrates with traditional banks in the UK and Europe as well as digital assets.
Company Name: Debuck Technologies
Industry: FinTech / Digital Banking
Geographic Reach: European Union and United Kingdom
BSV Integration Start Date: 2023
BUSINESS CHALLENGE
Traditional digital wallets and banking apps tend to focus either on conventional financial systems or crypto-native assets, creating fragmented user experiences. Users managing both fiat and digital currencies had to juggle multiple apps, interfaces, and onboarding processes. This was inefficient, especially for entrepreneurs and SMEs managing multiple accounts across institutions like Revolut, N26, PayPal, and legacy banks.
Moreover, the lack of self-custody and true peer-to-peer functionality in many platforms limited user control and interoperability. Bridging the gap between traditional banking and blockchain posed both technical and UX challenges.
WHY BSV?
MyBanka selected the BSV blockchain for its combination of performance, scalability, and simplicity. Key reasons included:
Massive scalability and low transaction fees, making it ideal for microtransactions and routine financial activity.
Stable protocol supporting long-term infrastructure design.
Peer-to-peer capabilities and self-custody design, in line with MyBanka’s user-first ethos.
Support for emerging technologies like Ordinals, NFTs, tokens, and advanced smart contracts.
Compared to other blockchains, BSV offered greater reliability, lower operational costs, and better alignment with regulatory transparency and open standards.
SOLUTION ARCHITECTURE
MyBanka integrates open banking APIs with the BSV blockchain through a seamless user interface. Key components include:
Unified dashboard for managing fiat and digital assets across 2,000+ banks and blockchain accounts.
Blockchain onboarding via direct bank top-ups into the wallet.
Self-custody model, where users maintain control of their private keys and data.
Paymail integration, enabling user-friendly blockchain transactions.
Ordinal minting capabilities, allowing users to create digital assets directly from the app.
Planned support for NFTs, tokens, and smart contracts.
All interactions are processed locally on the user’s device, enabling secure peer-to-peer functionality.
IMPLEMENTATION PROCESS
Prototype and initial wallet release focused on foundational banking–blockchain interoperability.
Gradual rollout to users in the EU and UK.
Iterative feature updates, including Paymail integration, asset management tools, and Ordinals support.
User onboarding emphasised simplicity, with intuitive UX masking the underlying blockchain infrastructure.
Internal testing and phased release ensured stability while expanding user capabilities.
OUTCOMES & BUSINESS IMPACT
Streamlined asset management, allowing users to handle all accounts and digital assets in one interface.
Lowered entry barriers to blockchain usage for non-technical users.
Enhanced financial sovereignty, with full user control over private keys and data.
Reduced friction in transitioning between fiat and blockchain-based economies.
Early traction with both individual and business users seeking decentralised yet regulated solutions.
MyBanka positioned itself as a gateway to the Metanet—introducing a future where digital wallets are integral to the browsing experience itself.
CHALLENGES & MIGITAGTIONS
Educating users about the convergence of banking and blockchain was a major hurdle.
Mitigation: MyBanka focused on intuitive UX and abstracting technical complexity.
Security concerns around wallet usage and data ownership.
Mitigation: Implemented a self-custody model and local device processing to ensure user trust.
Integration with diverse banking systems.
Mitigation: Leveraged standardised open banking APIs for coverage across 2,000+ banks.
FUTURE VISION
Metanet integration: MyBanka envisions becoming the default browser-wallet hybrid for the Metanet.
Expanded digital asset support: Future updates will include minting and managing tokens, NFTs, and smart contracts.
Cross-border functionality: Plans to expand beyond the EU and UK.
Enterprise features: Deeper customisation and API integrations for business users and developers.
TESTIMONIAL HIGHLIGHTS
“To truly browse the Metanet, users will need a wallet built into the experience. That’s where we’re heading, and MyBanka is our first step.” — Paul De Buck, CEO, Debuck Technologies
“Users don’t care what powers the app—they just want it to work. We’ve built something that makes open banking and blockchain accessible, intuitive, and even fun.” — Paul De Buck, on UX-first design
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